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Indian alternative for Mint.com
5 points by dytrivedi 1400 days ago | 16 comments
Huh, I just realized that there's no capable alternative to Mint.com for India! Or is there? Does anybody have an experience using a similar service for India?

PS: In case there's none, that's one hell of a startup idea right there.



2 points by swaroop 1399 days ago | link

http://www.perfios.com

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2 points by sushrutbidwai 1399 days ago | link

There is buxfer.com . Though founders are now moved to facebook, but seems to maintain the product still.

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1 point by desigooner 1399 days ago | link

I don't think the product is actively maintained. I mean there has been no new development for quite a bit.

I think Billmonk is a good alternative to Buxfer .. but then they're more geared towards tracking shared expenses vs. tracking personal finances.

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1 point by ashitvora 1394 days ago | link

I dont think either of these two are anywhere close to Mint. Mint is totally different service than Buxfer and Billmonk.

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2 points by nileshtrivedi 1400 days ago | link

I have been using Yodlee MoneyCenter and it's pretty okay, except the usual problems with apps relying on scraping.

Another one you might want to look at is Perfios.

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1 point by vipsy 1399 days ago | link

+1. Mint too uses Yodlee as its backend. Yodlee is not that great in UI but works pretty fine.

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1 point by desigooner 1399 days ago | link

FWIW Mint recently parted ways with Yodlee

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1 point by vipsy 1399 days ago | link

Ok, didnt know. Though it was about to happen after Intuit's buy. But anyway, It was yodlee which powered Mint's backend till very recently.

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1 point by dytrivedi 1395 days ago | link

Well having read all your comments, I think what most of the Indian alternatives fail to recognize is usability and user experience. I think they have to be attractive (or say romantic) enough to attract a layman. There's this "initial barrier" which is quite low in well designed apps but not the same in not-so-well designed apps, but maybe functionally similar (or even more capable).

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1 point by mrjain 1397 days ago | link

Currently, there is no real alternative to Mint.com in India. The value of mint.com is that it helps you save money by recommending relevant products.

Intuit Money Manager (IMM) aggregates your bank accounts and investment accounts and presents it with a decent UI. IMM was apparently not created within Intuit but instead an outside company and labeled as IMM.

Mint.com for all it's awesomeness just launched in Canada. So for them to bring that product to India might take some time.

Perfios is similar to IMM in that it aggregates bank accounts and investment accounts. They just launched their Freeium model and many of the advanced features are in the paid products.

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1 point by wchris 1399 days ago | link

Paisa.com is not for Money Mangement .. Intuit Money Manager looks closer to Mint, but their service is pathetic - The support team does not reply to mails and one has to login via moneycontrol which raises securiy issues.

I recently logged into perfious.com and find it ok though I have yet to fully evaluate it

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1 point by kumarshantanu 1399 days ago | link

http://www.paisa.com/ is recently launched by a Pune based startup called Infinitely Beta. This site is made using Python for front end and Clojure for back end.

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1 point by gauravgupta 1400 days ago | link

Intuit Money Manager is similar to Mint.com I've heard and works with Indian bank accounts. I haven't used it personally but it's available by logging in to MoneyControl.com

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1 point by navchatterji 1400 days ago | link

Intuit acquired Mint , assuming Money Manager will start seeing more mint like features soon. https://indinero.com/ is an interesting new startup in that space.

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1 point by desigooner 1399 days ago | link

Indinero is geared towards SMBs vs. Mint which is for consumers.

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1 point by gotouday 1400 days ago | link

This is a good idea, but requires a lot more upfront cost IMHO.

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